What is the IFSC code of IDBI Guhagar branch RATNAGIRI?

The IFSC code of IDBI Guhagar branch in RATNAGIRI is IBKL0001778. MICR code is 415259514.

What is the address of IDBI Guhagar branch?

VAINATEYA HOTEL GROUND FLOOR BAZARPETH GUHAGAR,TAL -GUHAGAR DIST - RATNAGIRI STATE -MAHARASHTRA PIN - 415703

IDBI Guhagar Branch — IFSC Code

Q: What is the MICR code of IDBI Guhagar?

The MICR code of IDBI Guhagar branch is 415259514. MICR is used for cheque processing.

RATNAGIRI, MAHARASHTRA

IFSC Code

IBKL0001778

IFSC Code	IBKL0001778
MICR Code	415259514
Bank	IDBI
Branch	Guhagar
City	RATNAGIRI
District	GUHAGAR
State	MAHARASHTRA
Address	VAINATEYA HOTEL GROUND FLOOR BAZARPETH GUHAGAR,TAL -GUHAGAR DIST - RATNAGIRI STATE -MAHARASHTRA PIN - 415703
Contact	+918275344015
NEFT Enabled	Yes ✅
RTGS Enabled	Yes ✅
IMPS Enabled	Yes ✅
UPI Enabled	Yes ✅

📅Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at IDBI official site →

How to Use IFSC Code IBKL0001778

1. Login to your bank's mobile app or net banking
2. Go to Fund Transfer → Add Beneficiary
3. Enter recipient's account number + IFSC: IBKL0001778
4. Wait 30 min–24 hrs for beneficiary activation
5. Transfer via NEFT (free) or RTGS (₹2L+, instant)

IFSC Code Format — IDBI Bank

IBKL0001778

↑ Bank code↑ Reserved↑ Branch code

Frequently Asked Questions

What is the IFSC code of IDBI Guhagar?

The IFSC code is IBKL0001778. Use this for NEFT, RTGS, and IMPS transfers to IDBI Guhagar branch in RATNAGIRI.

What is the MICR code of IDBI Guhagar?

The MICR code is 415259514. MICR codes are used for cheque processing, not for digital transfers.

Is IBKL0001778 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC — the app resolves it automatically. Use IBKL0001778 only for NEFT, RTGS, or IMPS when adding a bank account manually.