IDBI Kottayam Co Operative Urban Bank Ltd Branch โ€” IFSC Code

KOTTAYAM, KERALA

IFSC Code

IBKL0027K01

IFSC CodeIBKL0027K01
MICR Code686804002
BankIDBI
BranchKottayam Co Operative Urban Bank Ltd
CityKOTTAYAM
DistrictKOTTAYAM
StateKERALA
AddressKOTTAYAM MAIN BRANCH,PBNO 46,THIRUNAKKARA P O,KOTTAYAM 686001
Contact+914812566476
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at IDBI official site โ†’

How to Use IFSC Code IBKL0027K01

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: IBKL0027K01
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” IDBI Bank

IBKL0027K01
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of IDBI Kottayam Co Operative Urban Bank Ltd?

The IFSC code is IBKL0027K01. Use this for NEFT, RTGS, and IMPS transfers to IDBI Kottayam Co Operative Urban Bank Ltd branch in KOTTAYAM.

What is the MICR code of IDBI Kottayam Co Operative Urban Bank Ltd?

The MICR code is 686804002. MICR codes are used for cheque processing, not for digital transfers.

Is IBKL0027K01 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use IBKL0027K01 only for NEFT, RTGS, or IMPS when adding a bank account manually.