IDBI Ludhiana Branch โ€” IFSC Code

LUDHIANA, PUNJAB

IFSC Code

IBKL0000043

IFSC CodeIBKL0000043
MICR Code141259002
BankIDBI
BranchLudhiana
CityLUDHIANA
DistrictLUDHIANA
StatePUNJAB
AddressSCO 126-128, KALINGA TOWERS,FEROZE GANDHI MARKET,
Contact+919928020362
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at IDBI official site โ†’

How to Use IFSC Code IBKL0000043

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: IBKL0000043
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” IDBI Bank

IBKL0000043
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of IDBI Ludhiana?

The IFSC code is IBKL0000043. Use this for NEFT, RTGS, and IMPS transfers to IDBI Ludhiana branch in LUDHIANA.

What is the MICR code of IDBI Ludhiana?

The MICR code is 141259002. MICR codes are used for cheque processing, not for digital transfers.

Is IBKL0000043 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use IBKL0000043 only for NEFT, RTGS, or IMPS when adding a bank account manually.