IDBI Ludhiana Main Branch Branch โ€” IFSC Code

LUDHIANA, PUNJAB

IFSC Code

IBKL0000144

IFSC CodeIBKL0000144
MICR Code141259003
BankIDBI
BranchLudhiana Main Branch
CityLUDHIANA
DistrictLUDHIANA
StatePUNJAB
AddressB- 15/295, NEAR OLD OSWAL MILLS, MILLERGANJ, G.T. ROAD, LUDHIANA
Contact+919988851704
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at IDBI official site โ†’

How to Use IFSC Code IBKL0000144

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: IBKL0000144
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” IDBI Bank

IBKL0000144
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of IDBI Ludhiana Main Branch?

The IFSC code is IBKL0000144. Use this for NEFT, RTGS, and IMPS transfers to IDBI Ludhiana Main Branch branch in LUDHIANA.

What is the MICR code of IDBI Ludhiana Main Branch?

The MICR code is 141259003. MICR codes are used for cheque processing, not for digital transfers.

Is IBKL0000144 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use IBKL0000144 only for NEFT, RTGS, or IMPS when adding a bank account manually.