IDBI Phagwada Branch โ IFSC Code
KAPURTHALA, PUNJAB
IFSC Code
IBKL0000077
| IFSC Code | IBKL0000077 |
| MICR Code | 144259202 |
| Bank | IDBI |
| Branch | Phagwada |
| City | KAPURTHALA |
| District | PHAGWARA |
| State | PUNJAB |
| Address | 14A, OHRI TOWERS,MODEL TOWN, G.T.ROAD |
| Contact | +919872663330 |
| NEFT Enabled | Yes โ |
| RTGS Enabled | Yes โ |
| IMPS Enabled | Yes โ |
| UPI Enabled | Yes โ |
๐ Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at IDBI official site โ
How to Use IFSC Code IBKL0000077
- 1. Login to your bank's mobile app or net banking
- 2. Go to Fund Transfer โ Add Beneficiary
- 3. Enter recipient's account number + IFSC: IBKL0000077
- 4. Wait 30 minโ24 hrs for beneficiary activation
- 5. Transfer via NEFT (free) or RTGS (โน2L+, instant)
IFSC Code Format โ IDBI Bank
IBKL0000077
โ Bank codeโ Reservedโ Branch code
Frequently Asked Questions
What is the IFSC code of IDBI Phagwada?
The IFSC code is IBKL0000077. Use this for NEFT, RTGS, and IMPS transfers to IDBI Phagwada branch in KAPURTHALA.
What is the MICR code of IDBI Phagwada?
The MICR code is 144259202. MICR codes are used for cheque processing, not for digital transfers.
Is IBKL0000077 valid for UPI transfers?
UPI transfers using a UPI ID do not require IFSC โ the app resolves it automatically. Use IBKL0000077 only for NEFT, RTGS, or IMPS when adding a bank account manually.