IDBI Rac Karnal Branch โ€” IFSC Code

KARNAL, HARYANA

IFSC Code

IBKL0000863

IFSC CodeIBKL0000863
MICR Codeโ€”
BankIDBI
BranchRac Karnal
CityKARNAL
DistrictKARNAL
StateHARYANA
AddressIDBI BANK RAC ,SCO 218 219,SECTOR 12,KARNAL 132001 ,HARIYANA
Contact+912266908532
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at IDBI official site โ†’

How to Use IFSC Code IBKL0000863

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: IBKL0000863
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” IDBI Bank

IBKL0000863
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of IDBI Rac Karnal?

The IFSC code is IBKL0000863. Use this for NEFT, RTGS, and IMPS transfers to IDBI Rac Karnal branch in KARNAL.

What is the MICR code of IDBI Rac Karnal?

The MICR code is not available โ€” check your cheque book. MICR codes are used for cheque processing, not for digital transfers.

Is IBKL0000863 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use IBKL0000863 only for NEFT, RTGS, or IMPS when adding a bank account manually.