What is the IFSC code of IDBI Ratnagiri branch RATNAGIRI?

The IFSC code of IDBI Ratnagiri branch in RATNAGIRI is IBKL0000574. MICR code is 415259051.

What is the address of IDBI Ratnagiri branch?

PLOT NO.1566, KARMARKAR BLDG., DR B N SAWANT ROAD, PINCODE - 415612

IDBI Ratnagiri Branch — IFSC Code

Q: What is the MICR code of IDBI Ratnagiri?

The MICR code of IDBI Ratnagiri branch is 415259051. MICR is used for cheque processing.

RATNAGIRI, MAHARASHTRA

IFSC Code

IBKL0000574

IFSC Code	IBKL0000574
MICR Code	415259051
Bank	IDBI
Branch	Ratnagiri
City	RATNAGIRI
District	RATNAGIRI
State	MAHARASHTRA
Address	PLOT NO.1566, KARMARKAR BLDG., DR B N SAWANT ROAD, PINCODE - 415612
Contact	+919420243540
NEFT Enabled	Yes ✅
RTGS Enabled	Yes ✅
IMPS Enabled	Yes ✅
UPI Enabled	Yes ✅

📅Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at IDBI official site →

How to Use IFSC Code IBKL0000574

1. Login to your bank's mobile app or net banking
2. Go to Fund Transfer → Add Beneficiary
3. Enter recipient's account number + IFSC: IBKL0000574
4. Wait 30 min–24 hrs for beneficiary activation
5. Transfer via NEFT (free) or RTGS (₹2L+, instant)

IFSC Code Format — IDBI Bank

IBKL0000574

↑ Bank code↑ Reserved↑ Branch code

Frequently Asked Questions

What is the IFSC code of IDBI Ratnagiri?

The IFSC code is IBKL0000574. Use this for NEFT, RTGS, and IMPS transfers to IDBI Ratnagiri branch in RATNAGIRI.

What is the MICR code of IDBI Ratnagiri?

The MICR code is 415259051. MICR codes are used for cheque processing, not for digital transfers.

Is IBKL0000574 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC — the app resolves it automatically. Use IBKL0000574 only for NEFT, RTGS, or IMPS when adding a bank account manually.