What is the IFSC code of IDBI Retail Asset Kochi branch ERNAKULAM?

The IFSC code of IDBI Retail Asset Kochi branch in ERNAKULAM is IBKL0000827. MICR code is 727259827.

What is the address of IDBI Retail Asset Kochi branch?

II ND FLOORIDBI BUILDING PANAMPILLY NAGAR NEAR PASSPORT KOCHI 682036

IDBI Retail Asset Kochi Branch — IFSC Code

Q: What is the MICR code of IDBI Retail Asset Kochi?

The MICR code of IDBI Retail Asset Kochi branch is 727259827. MICR is used for cheque processing.

ERNAKULAM, KERALA

IFSC Code

IBKL0000827

IFSC Code	IBKL0000827
MICR Code	727259827
Bank	IDBI
Branch	Retail Asset Kochi
City	ERNAKULAM
District	KOCHI
State	KERALA
Address	II ND FLOORIDBI BUILDING PANAMPILLY NAGAR NEAR PASSPORT KOCHI 682036
Contact	+919846993366
NEFT Enabled	Yes ✅
RTGS Enabled	Yes ✅
IMPS Enabled	Yes ✅
UPI Enabled	Yes ✅

📅Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at IDBI official site →

How to Use IFSC Code IBKL0000827

1. Login to your bank's mobile app or net banking
2. Go to Fund Transfer → Add Beneficiary
3. Enter recipient's account number + IFSC: IBKL0000827
4. Wait 30 min–24 hrs for beneficiary activation
5. Transfer via NEFT (free) or RTGS (₹2L+, instant)

IFSC Code Format — IDBI Bank

IBKL0000827

↑ Bank code↑ Reserved↑ Branch code

Frequently Asked Questions

What is the IFSC code of IDBI Retail Asset Kochi?

The IFSC code is IBKL0000827. Use this for NEFT, RTGS, and IMPS transfers to IDBI Retail Asset Kochi branch in ERNAKULAM.

What is the MICR code of IDBI Retail Asset Kochi?

The MICR code is 727259827. MICR codes are used for cheque processing, not for digital transfers.

Is IBKL0000827 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC — the app resolves it automatically. Use IBKL0000827 only for NEFT, RTGS, or IMPS when adding a bank account manually.