IDBI Retail Assets Ludhiana Branch โ IFSC Code
LUDHIANA, PUNJAB
IFSC Code
IBKL0000825
| IFSC Code | IBKL0000825 |
| MICR Code | โ |
| Bank | IDBI |
| Branch | Retail Assets Ludhiana |
| City | LUDHIANA |
| District | LUDHIANA |
| State | PUNJAB |
| Address | IDBI BANK RAC SCO 126 128 1ST FLOOR KALINGA TOWERSFIROZ GANDHI MKT LUDHIANAPUNJAB PIN CODE 141001 |
| Contact | +918427859070 |
| NEFT Enabled | Yes โ |
| RTGS Enabled | Yes โ |
| IMPS Enabled | Yes โ |
| UPI Enabled | Yes โ |
๐ Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at IDBI official site โ
How to Use IFSC Code IBKL0000825
- 1. Login to your bank's mobile app or net banking
- 2. Go to Fund Transfer โ Add Beneficiary
- 3. Enter recipient's account number + IFSC: IBKL0000825
- 4. Wait 30 minโ24 hrs for beneficiary activation
- 5. Transfer via NEFT (free) or RTGS (โน2L+, instant)
IFSC Code Format โ IDBI Bank
IBKL0000825
โ Bank codeโ Reservedโ Branch code
Frequently Asked Questions
What is the IFSC code of IDBI Retail Assets Ludhiana?
The IFSC code is IBKL0000825. Use this for NEFT, RTGS, and IMPS transfers to IDBI Retail Assets Ludhiana branch in LUDHIANA.
What is the MICR code of IDBI Retail Assets Ludhiana?
The MICR code is not available โ check your cheque book. MICR codes are used for cheque processing, not for digital transfers.
Is IBKL0000825 valid for UPI transfers?
UPI transfers using a UPI ID do not require IFSC โ the app resolves it automatically. Use IBKL0000825 only for NEFT, RTGS, or IMPS when adding a bank account manually.