IDBI Shri Shantappanna Miraji Urban Co Op Bank Ltd Branch โ€” IFSC Code

BELGAUM, KARNATAKA

IFSC Code

IBKL0101SMU

IFSC CodeIBKL0101SMU
MICR Code590810002
BankIDBI
BranchShri Shantappanna Miraji Urban Co Op Bank Ltd
CityBELGAUM
DistrictCHIKODI
StateKARNATAKA
Address944,945,1STFLOOR,GURUWARPETH,CHIKODI
Contact+918338272549
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at IDBI official site โ†’

How to Use IFSC Code IBKL0101SMU

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: IBKL0101SMU
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” IDBI Bank

IBKL0101SMU
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of IDBI Shri Shantappanna Miraji Urban Co Op Bank Ltd?

The IFSC code is IBKL0101SMU. Use this for NEFT, RTGS, and IMPS transfers to IDBI Shri Shantappanna Miraji Urban Co Op Bank Ltd branch in BELGAUM.

What is the MICR code of IDBI Shri Shantappanna Miraji Urban Co Op Bank Ltd?

The MICR code is 590810002. MICR codes are used for cheque processing, not for digital transfers.

Is IBKL0101SMU valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use IBKL0101SMU only for NEFT, RTGS, or IMPS when adding a bank account manually.