IDBI The Swasakthi Mercantile Co Operative Urban Bank Ltd Branch โ IFSC Code
KRISHNA, ANDHRA PRADESH
IFSC Code
IBKL0089SMC
| IFSC Code | IBKL0089SMC |
| MICR Code | 520259252 |
| Bank | IDBI |
| Branch | The Swasakthi Mercantile Co Operative Urban Bank Ltd |
| City | KRISHNA |
| District | VIJAYAWADA |
| State | ANDHRA PRADESH |
| Address | 40 27 51 PINNAMANENI POLYCLINIC ROAD VIJAYAWADA 520010 |
| Contact | +919494796530 |
| NEFT Enabled | Yes โ |
| RTGS Enabled | Yes โ |
| IMPS Enabled | Yes โ |
| UPI Enabled | Yes โ |
๐ Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at IDBI official site โ
How to Use IFSC Code IBKL0089SMC
- 1. Login to your bank's mobile app or net banking
- 2. Go to Fund Transfer โ Add Beneficiary
- 3. Enter recipient's account number + IFSC: IBKL0089SMC
- 4. Wait 30 minโ24 hrs for beneficiary activation
- 5. Transfer via NEFT (free) or RTGS (โน2L+, instant)
IFSC Code Format โ IDBI Bank
IBKL0089SMC
โ Bank codeโ Reservedโ Branch code
Frequently Asked Questions
What is the IFSC code of IDBI The Swasakthi Mercantile Co Operative Urban Bank Ltd?
The IFSC code is IBKL0089SMC. Use this for NEFT, RTGS, and IMPS transfers to IDBI The Swasakthi Mercantile Co Operative Urban Bank Ltd branch in KRISHNA.
What is the MICR code of IDBI The Swasakthi Mercantile Co Operative Urban Bank Ltd?
The MICR code is 520259252. MICR codes are used for cheque processing, not for digital transfers.
Is IBKL0089SMC valid for UPI transfers?
UPI transfers using a UPI ID do not require IFSC โ the app resolves it automatically. Use IBKL0089SMC only for NEFT, RTGS, or IMPS when adding a bank account manually.