What is the IFSC code of Indian Bank Jagraon branch LUDHIANA?

The IFSC code of Indian Bank Jagraon branch in LUDHIANA is IDIB000J002. MICR code is 142019052.

What is the address of Indian Bank Jagraon branch?

JHANSI RANI CHOWK RAIKOT ROAD JAGRAON JAGRAON PIN 142026

Indian Bank Jagraon Branch — IFSC Code

Q: What is the MICR code of Indian Bank Jagraon?

The MICR code of Indian Bank Jagraon branch is 142019052. MICR is used for cheque processing.

LUDHIANA, PUNJAB

IFSC Code

IDIB000J002

IFSC Code	IDIB000J002
MICR Code	142019052
Bank	Indian Bank
Branch	Jagraon
City	LUDHIANA
District	JAGRAON
State	PUNJAB
Address	JHANSI RANI CHOWK RAIKOT ROAD JAGRAON JAGRAON PIN 142026
Contact	+911624503651
NEFT Enabled	Yes ✅
RTGS Enabled	Yes ✅
IMPS Enabled	Yes ✅
UPI Enabled	Yes ✅

📅Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Indian Bank official site →

How to Use IFSC Code IDIB000J002

1. Login to your bank's mobile app or net banking
2. Go to Fund Transfer → Add Beneficiary
3. Enter recipient's account number + IFSC: IDIB000J002
4. Wait 30 min–24 hrs for beneficiary activation
5. Transfer via NEFT (free) or RTGS (₹2L+, instant)

IFSC Code Format — Indian Bank

IDIB000J002

↑ Bank code↑ Reserved↑ Branch code

Frequently Asked Questions

What is the IFSC code of Indian Bank Jagraon?

The IFSC code is IDIB000J002. Use this for NEFT, RTGS, and IMPS transfers to Indian Bank Jagraon branch in LUDHIANA.

What is the MICR code of Indian Bank Jagraon?

The MICR code is 142019052. MICR codes are used for cheque processing, not for digital transfers.

Is IDIB000J002 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC — the app resolves it automatically. Use IDIB000J002 only for NEFT, RTGS, or IMPS when adding a bank account manually.