What is the IFSC code of Indian Bank Karaikal branch KARAIKAL?

The IFSC code of Indian Bank Karaikal branch in KARAIKAL is IDIB000K016. MICR code is 609019102.

What is the address of Indian Bank Karaikal branch?

80 BHARATHIAR ROAD KARAIKAL KARAIKAL PIN 609602

Indian Bank Karaikal Branch — IFSC Code

Q: What is the MICR code of Indian Bank Karaikal?

The MICR code of Indian Bank Karaikal branch is 609019102. MICR is used for cheque processing.

KARAIKAL, PUDUCHERRY

IFSC Code

IDIB000K016

IFSC Code	IDIB000K016
MICR Code	609019102
Bank	Indian Bank
Branch	Karaikal
City	KARAIKAL
District	KARAIKAL
State	PUDUCHERRY
Address	80 BHARATHIAR ROAD KARAIKAL KARAIKAL PIN 609602
Contact	+914368222984
NEFT Enabled	Yes ✅
RTGS Enabled	Yes ✅
IMPS Enabled	Yes ✅
UPI Enabled	Yes ✅

📅Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Indian Bank official site →

How to Use IFSC Code IDIB000K016

1. Login to your bank's mobile app or net banking
2. Go to Fund Transfer → Add Beneficiary
3. Enter recipient's account number + IFSC: IDIB000K016
4. Wait 30 min–24 hrs for beneficiary activation
5. Transfer via NEFT (free) or RTGS (₹2L+, instant)

IFSC Code Format — Indian Bank

IDIB000K016

↑ Bank code↑ Reserved↑ Branch code

Frequently Asked Questions

What is the IFSC code of Indian Bank Karaikal?

The IFSC code is IDIB000K016. Use this for NEFT, RTGS, and IMPS transfers to Indian Bank Karaikal branch in KARAIKAL.

What is the MICR code of Indian Bank Karaikal?

The MICR code is 609019102. MICR codes are used for cheque processing, not for digital transfers.

Is IDIB000K016 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC — the app resolves it automatically. Use IDIB000K016 only for NEFT, RTGS, or IMPS when adding a bank account manually.