What is the IFSC code of Indian Bank Karlapalem branch GUNTUR?

The IFSC code of Indian Bank Karlapalem branch in GUNTUR is IDIB000K230. MICR code is 520019199.

What is the address of Indian Bank Karlapalem branch?

55 GANAPAVARAM ROAD KARLAPALEM KARLAPALEM PIN 522111

Indian Bank Karlapalem Branch — IFSC Code

Q: What is the MICR code of Indian Bank Karlapalem?

The MICR code of Indian Bank Karlapalem branch is 520019199. MICR is used for cheque processing.

GUNTUR, ANDHRA PRADESH

IFSC Code

IDIB000K230

IFSC Code	IDIB000K230
MICR Code	520019199
Bank	Indian Bank
Branch	Karlapalem
City	GUNTUR
District	KARLAPALEM
State	ANDHRA PRADESH
Address	55 GANAPAVARAM ROAD KARLAPALEM KARLAPALEM PIN 522111
Contact	+918643272449
NEFT Enabled	Yes ✅
RTGS Enabled	Yes ✅
IMPS Enabled	Yes ✅
UPI Enabled	Yes ✅

📅Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Indian Bank official site →

How to Use IFSC Code IDIB000K230

1. Login to your bank's mobile app or net banking
2. Go to Fund Transfer → Add Beneficiary
3. Enter recipient's account number + IFSC: IDIB000K230
4. Wait 30 min–24 hrs for beneficiary activation
5. Transfer via NEFT (free) or RTGS (₹2L+, instant)

IFSC Code Format — Indian Bank

IDIB000K230

↑ Bank code↑ Reserved↑ Branch code

Frequently Asked Questions

What is the IFSC code of Indian Bank Karlapalem?

The IFSC code is IDIB000K230. Use this for NEFT, RTGS, and IMPS transfers to Indian Bank Karlapalem branch in GUNTUR.

What is the MICR code of Indian Bank Karlapalem?

The MICR code is 520019199. MICR codes are used for cheque processing, not for digital transfers.

Is IDIB000K230 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC — the app resolves it automatically. Use IDIB000K230 only for NEFT, RTGS, or IMPS when adding a bank account manually.