Indian Bank Kharuwan Branch โ€” IFSC Code

SONBHADRA, UTTAR PRADESH

IFSC Code

IDIB000K697

IFSC CodeIDIB000K697
MICR Code231019121
BankIndian Bank
BranchKharuwan
CitySONBHADRA
DistrictKHARUWAN
StateUTTAR PRADESH
AddressVILLAGE KHARUWAN PO GHORAWAL KHARUWAN GHORAWAL PIN 231210
Contact+919878345227
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Indian Bank official site โ†’

How to Use IFSC Code IDIB000K697

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: IDIB000K697
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Indian Bank

IDIB000K697
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Indian Bank Kharuwan?

The IFSC code is IDIB000K697. Use this for NEFT, RTGS, and IMPS transfers to Indian Bank Kharuwan branch in SONBHADRA.

What is the MICR code of Indian Bank Kharuwan?

The MICR code is 231019121. MICR codes are used for cheque processing, not for digital transfers.

Is IDIB000K697 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use IDIB000K697 only for NEFT, RTGS, or IMPS when adding a bank account manually.