What is the IFSC code of Indian Bank Kottayam branch KOTTAYAM?

The IFSC code of Indian Bank Kottayam branch in KOTTAYAM is IDIB000K805. MICR code is 686019904.

What is the address of Indian Bank Kottayam branch?

BENS TOWERS SHASTRY ROAD KOTTAYAM KOTTAYAM PIN 686001

Indian Bank Kottayam Branch — IFSC Code

Q: What is the MICR code of Indian Bank Kottayam?

The MICR code of Indian Bank Kottayam branch is 686019904. MICR is used for cheque processing.

KOTTAYAM, KERALA

IFSC Code

IDIB000K805

IFSC Code	IDIB000K805
MICR Code	686019904
Bank	Indian Bank
Branch	Kottayam
City	KOTTAYAM
District	KOTTAYAM
State	KERALA
Address	BENS TOWERS SHASTRY ROAD KOTTAYAM KOTTAYAM PIN 686001
Contact	+919446003869
NEFT Enabled	Yes ✅
RTGS Enabled	Yes ✅
IMPS Enabled	Yes ✅
UPI Enabled	Yes ✅

📅Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Indian Bank official site →

How to Use IFSC Code IDIB000K805

1. Login to your bank's mobile app or net banking
2. Go to Fund Transfer → Add Beneficiary
3. Enter recipient's account number + IFSC: IDIB000K805
4. Wait 30 min–24 hrs for beneficiary activation
5. Transfer via NEFT (free) or RTGS (₹2L+, instant)

IFSC Code Format — Indian Bank

IDIB000K805

↑ Bank code↑ Reserved↑ Branch code

Frequently Asked Questions

What is the IFSC code of Indian Bank Kottayam?

The IFSC code is IDIB000K805. Use this for NEFT, RTGS, and IMPS transfers to Indian Bank Kottayam branch in KOTTAYAM.

What is the MICR code of Indian Bank Kottayam?

The MICR code is 686019904. MICR codes are used for cheque processing, not for digital transfers.

Is IDIB000K805 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC — the app resolves it automatically. Use IDIB000K805 only for NEFT, RTGS, or IMPS when adding a bank account manually.