What is the IFSC code of Indian Bank Ludhiana Focal Point branch LUDHIANA?

The IFSC code of Indian Bank Ludhiana Focal Point branch in LUDHIANA is IDIB000F521. MICR code is 141019031.

What is the address of Indian Bank Ludhiana Focal Point branch?

OPPOSITE AARATI STEELS LIMITED SHIV CHOWK FOCAL POINT LUDHIANA LUDHIANA PIN 141001

Indian Bank Ludhiana Focal Point Branch — IFSC Code

Q: What is the MICR code of Indian Bank Ludhiana Focal Point?

The MICR code of Indian Bank Ludhiana Focal Point branch is 141019031. MICR is used for cheque processing.

LUDHIANA, PUNJAB

IFSC Code

IDIB000F521

IFSC Code	IDIB000F521
MICR Code	141019031
Bank	Indian Bank
Branch	Ludhiana Focal Point
City	LUDHIANA
District	LUDHIANA
State	PUNJAB
Address	OPPOSITE AARATI STEELS LIMITED SHIV CHOWK FOCAL POINT LUDHIANA LUDHIANA PIN 141001
Contact	+917347035091
NEFT Enabled	Yes ✅
RTGS Enabled	Yes ✅
IMPS Enabled	Yes ✅
UPI Enabled	Yes ✅

📅Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Indian Bank official site →

How to Use IFSC Code IDIB000F521

1. Login to your bank's mobile app or net banking
2. Go to Fund Transfer → Add Beneficiary
3. Enter recipient's account number + IFSC: IDIB000F521
4. Wait 30 min–24 hrs for beneficiary activation
5. Transfer via NEFT (free) or RTGS (₹2L+, instant)

IFSC Code Format — Indian Bank

IDIB000F521

↑ Bank code↑ Reserved↑ Branch code

Frequently Asked Questions

What is the IFSC code of Indian Bank Ludhiana Focal Point?

The IFSC code is IDIB000F521. Use this for NEFT, RTGS, and IMPS transfers to Indian Bank Ludhiana Focal Point branch in LUDHIANA.

What is the MICR code of Indian Bank Ludhiana Focal Point?

The MICR code is 141019031. MICR codes are used for cheque processing, not for digital transfers.

Is IDIB000F521 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC — the app resolves it automatically. Use IDIB000F521 only for NEFT, RTGS, or IMPS when adding a bank account manually.