What is the IFSC code of Indian Bank Ludhiana branch LUDHIANA?

The IFSC code of Indian Bank Ludhiana branch in LUDHIANA is IDIB000L003. MICR code is 141019002.

What is the address of Indian Bank Ludhiana branch?

CLOCK TOWER CHOWK LUDHIANA LUDHIANA LUDHIANA PIN 141008

Indian Bank Ludhiana Branch — IFSC Code

Q: What is the MICR code of Indian Bank Ludhiana?

The MICR code of Indian Bank Ludhiana branch is 141019002. MICR is used for cheque processing.

LUDHIANA, PUNJAB

IFSC Code

IDIB000L003

IFSC Code	IDIB000L003
MICR Code	141019002
Bank	Indian Bank
Branch	Ludhiana
City	LUDHIANA
District	LUDHIANA
State	PUNJAB
Address	CLOCK TOWER CHOWK LUDHIANA LUDHIANA LUDHIANA PIN 141008
Contact	+911615073404
NEFT Enabled	Yes ✅
RTGS Enabled	Yes ✅
IMPS Enabled	Yes ✅
UPI Enabled	Yes ✅

📅Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Indian Bank official site →

How to Use IFSC Code IDIB000L003

1. Login to your bank's mobile app or net banking
2. Go to Fund Transfer → Add Beneficiary
3. Enter recipient's account number + IFSC: IDIB000L003
4. Wait 30 min–24 hrs for beneficiary activation
5. Transfer via NEFT (free) or RTGS (₹2L+, instant)

IFSC Code Format — Indian Bank

IDIB000L003

↑ Bank code↑ Reserved↑ Branch code

Frequently Asked Questions

What is the IFSC code of Indian Bank Ludhiana?

The IFSC code is IDIB000L003. Use this for NEFT, RTGS, and IMPS transfers to Indian Bank Ludhiana branch in LUDHIANA.

What is the MICR code of Indian Bank Ludhiana?

The MICR code is 141019002. MICR codes are used for cheque processing, not for digital transfers.

Is IDIB000L003 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC — the app resolves it automatically. Use IDIB000L003 only for NEFT, RTGS, or IMPS when adding a bank account manually.