What is the IFSC code of Indian Bank Model Town branch LUDHIANA?

The IFSC code of Indian Bank Model Town branch in LUDHIANA is IDIB000M149. MICR code is 141019005.

What is the address of Indian Bank Model Town branch?

GURU NANAK KHALSA COLLEGE FOR WOMEN GUJARKHAN CAMPUS MODEL TOWN MODEL TOWN PIN 141002

Indian Bank Model Town Branch — IFSC Code

Q: What is the MICR code of Indian Bank Model Town?

The MICR code of Indian Bank Model Town branch is 141019005. MICR is used for cheque processing.

LUDHIANA, PUNJAB

IFSC Code

IDIB000M149

IFSC Code	IDIB000M149
MICR Code	141019005
Bank	Indian Bank
Branch	Model Town
City	LUDHIANA
District	MODEL TOWN
State	PUNJAB
Address	GURU NANAK KHALSA COLLEGE FOR WOMEN GUJARKHAN CAMPUS MODEL TOWN MODEL TOWN PIN 141002
Contact	+911615073400
NEFT Enabled	Yes ✅
RTGS Enabled	Yes ✅
IMPS Enabled	Yes ✅
UPI Enabled	Yes ✅

📅Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Indian Bank official site →

How to Use IFSC Code IDIB000M149

1. Login to your bank's mobile app or net banking
2. Go to Fund Transfer → Add Beneficiary
3. Enter recipient's account number + IFSC: IDIB000M149
4. Wait 30 min–24 hrs for beneficiary activation
5. Transfer via NEFT (free) or RTGS (₹2L+, instant)

IFSC Code Format — Indian Bank

IDIB000M149

↑ Bank code↑ Reserved↑ Branch code

Frequently Asked Questions

What is the IFSC code of Indian Bank Model Town?

The IFSC code is IDIB000M149. Use this for NEFT, RTGS, and IMPS transfers to Indian Bank Model Town branch in LUDHIANA.

What is the MICR code of Indian Bank Model Town?

The MICR code is 141019005. MICR codes are used for cheque processing, not for digital transfers.

Is IDIB000M149 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC — the app resolves it automatically. Use IDIB000M149 only for NEFT, RTGS, or IMPS when adding a bank account manually.