Indian Bank Phagwara Branch โ€” IFSC Code

KAPURTHALA, PUNJAB

IFSC Code

IDIB000P632

IFSC CodeIDIB000P632
MICR Code144019203
BankIndian Bank
BranchPhagwara
CityKAPURTHALA
DistrictKAPURTHALA
StatePUNJAB
AddressHANDA COMPLEX G T ROAD PHAGWARA PIN 144401
Contact+917347035109
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Indian Bank official site โ†’

How to Use IFSC Code IDIB000P632

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: IDIB000P632
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Indian Bank

IDIB000P632
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Indian Bank Phagwara?

The IFSC code is IDIB000P632. Use this for NEFT, RTGS, and IMPS transfers to Indian Bank Phagwara branch in KAPURTHALA.

What is the MICR code of Indian Bank Phagwara?

The MICR code is 144019203. MICR codes are used for cheque processing, not for digital transfers.

Is IDIB000P632 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use IDIB000P632 only for NEFT, RTGS, or IMPS when adding a bank account manually.