Indian Bank Phoosgarh Branch โ€” IFSC Code

KARNAL, HARYANA

IFSC Code

IDIB000P196

IFSC CodeIDIB000P196
MICR Code132019104
BankIndian Bank
BranchPhoosgarh
CityKARNAL
DistrictKARNAL
StateHARYANA
AddressOLD DURGA COLONY VPO PHOOSGARH PIN 132037
Contact+911842285700
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Indian Bank official site โ†’

How to Use IFSC Code IDIB000P196

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: IDIB000P196
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Indian Bank

IDIB000P196
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Indian Bank Phoosgarh?

The IFSC code is IDIB000P196. Use this for NEFT, RTGS, and IMPS transfers to Indian Bank Phoosgarh branch in KARNAL.

What is the MICR code of Indian Bank Phoosgarh?

The MICR code is 132019104. MICR codes are used for cheque processing, not for digital transfers.

Is IDIB000P196 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use IDIB000P196 only for NEFT, RTGS, or IMPS when adding a bank account manually.