What is the IFSC code of Indian Bank Raikot branch LUDHIANA?

The IFSC code of Indian Bank Raikot branch in LUDHIANA is IDIB000R517. MICR code is 141019302.

What is the address of Indian Bank Raikot branch?

MALERKOTLA HIGHWAYNEAR HARI SINGH NALWA CHOWK RAIKOT RAIKOT PIN 141109

Indian Bank Raikot Branch — IFSC Code

Q: What is the MICR code of Indian Bank Raikot?

The MICR code of Indian Bank Raikot branch is 141019302. MICR is used for cheque processing.

LUDHIANA, PUNJAB

IFSC Code

IDIB000R517

IFSC Code	IDIB000R517
MICR Code	141019302
Bank	Indian Bank
Branch	Raikot
City	LUDHIANA
District	RAIKOT
State	PUNJAB
Address	MALERKOTLA HIGHWAYNEAR HARI SINGH NALWA CHOWK RAIKOT RAIKOT PIN 141109
Contact	+917347035106
NEFT Enabled	Yes ✅
RTGS Enabled	Yes ✅
IMPS Enabled	Yes ✅
UPI Enabled	Yes ✅

📅Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Indian Bank official site →

How to Use IFSC Code IDIB000R517

1. Login to your bank's mobile app or net banking
2. Go to Fund Transfer → Add Beneficiary
3. Enter recipient's account number + IFSC: IDIB000R517
4. Wait 30 min–24 hrs for beneficiary activation
5. Transfer via NEFT (free) or RTGS (₹2L+, instant)

IFSC Code Format — Indian Bank

IDIB000R517

↑ Bank code↑ Reserved↑ Branch code

Frequently Asked Questions

What is the IFSC code of Indian Bank Raikot?

The IFSC code is IDIB000R517. Use this for NEFT, RTGS, and IMPS transfers to Indian Bank Raikot branch in LUDHIANA.

What is the MICR code of Indian Bank Raikot?

The MICR code is 141019302. MICR codes are used for cheque processing, not for digital transfers.

Is IDIB000R517 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC — the app resolves it automatically. Use IDIB000R517 only for NEFT, RTGS, or IMPS when adding a bank account manually.