Indian Bank Vaikom Branch โ€” IFSC Code

KOTTAYAM, KERALA

IFSC Code

IDIB000V109

IFSC CodeIDIB000V109
MICR Code686019602
BankIndian Bank
BranchVaikom
CityKOTTAYAM
DistrictWEST GATE VAIKOM
StateKERALA
AddressRAHEJA TOWERS TEMPLE BOAT JETTY ROAD WEST GATE VAIKOM VAIKOM PIN 686141
Contact+914829231080
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Indian Bank official site โ†’

How to Use IFSC Code IDIB000V109

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: IDIB000V109
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Indian Bank

IDIB000V109
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Indian Bank Vaikom?

The IFSC code is IDIB000V109. Use this for NEFT, RTGS, and IMPS transfers to Indian Bank Vaikom branch in KOTTAYAM.

What is the MICR code of Indian Bank Vaikom?

The MICR code is 686019602. MICR codes are used for cheque processing, not for digital transfers.

Is IDIB000V109 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use IDIB000V109 only for NEFT, RTGS, or IMPS when adding a bank account manually.