Indusind Bank Kargil Branch โ€” IFSC Code

KARGIL, JAMMU AND KASHMIR

IFSC Code

INDB0001985

IFSC CodeINDB0001985
MICR Code194234003
BankIndusind Bank
BranchKargil
CityKARGIL
DistrictKARGIL
StateJAMMU AND KASHMIR
AddressGROUND FLOOR KHASRA NO 1514 MIN 2406 AND 1517 MIN KARGIL UT OF LADAKH PIN 194103
Contact+919596776622
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Indusind Bank official site โ†’

How to Use IFSC Code INDB0001985

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: INDB0001985
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” IndusInd Bank

INDB0001985
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Indusind Bank Kargil?

The IFSC code is INDB0001985. Use this for NEFT, RTGS, and IMPS transfers to Indusind Bank Kargil branch in KARGIL.

What is the MICR code of Indusind Bank Kargil?

The MICR code is 194234003. MICR codes are used for cheque processing, not for digital transfers.

Is INDB0001985 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use INDB0001985 only for NEFT, RTGS, or IMPS when adding a bank account manually.