What is the IFSC code of Indusind Bank Ludhiana branch LUDHIANA?

The IFSC code of Indusind Bank Ludhiana branch in LUDHIANA is INDB0000020. MICR code is 141234002.

What is the address of Indusind Bank Ludhiana branch?

SCO 12, 13, CANAL COLONY, NEAR NRI SILK STORE, PAKHOWAL ROAD, LUDHIANA 141 001

Indusind Bank Ludhiana Branch — IFSC Code

Q: What is the MICR code of Indusind Bank Ludhiana?

The MICR code of Indusind Bank Ludhiana branch is 141234002. MICR is used for cheque processing.

LUDHIANA, PUNJAB

IFSC Code

INDB0000020

IFSC Code	INDB0000020
MICR Code	141234002
Bank	Indusind Bank
Branch	Ludhiana
City	LUDHIANA
District	LUDHIANA
State	PUNJAB
Address	SCO 12, 13, CANAL COLONY, NEAR NRI SILK STORE, PAKHOWAL ROAD, LUDHIANA 141 001
Contact	—
NEFT Enabled	Yes ✅
RTGS Enabled	Yes ✅
IMPS Enabled	Yes ✅
UPI Enabled	Yes ✅

📅Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Indusind Bank official site →

How to Use IFSC Code INDB0000020

1. Login to your bank's mobile app or net banking
2. Go to Fund Transfer → Add Beneficiary
3. Enter recipient's account number + IFSC: INDB0000020
4. Wait 30 min–24 hrs for beneficiary activation
5. Transfer via NEFT (free) or RTGS (₹2L+, instant)

IFSC Code Format — IndusInd Bank

INDB0000020

↑ Bank code↑ Reserved↑ Branch code

Frequently Asked Questions

What is the IFSC code of Indusind Bank Ludhiana?

The IFSC code is INDB0000020. Use this for NEFT, RTGS, and IMPS transfers to Indusind Bank Ludhiana branch in LUDHIANA.

What is the MICR code of Indusind Bank Ludhiana?

The MICR code is 141234002. MICR codes are used for cheque processing, not for digital transfers.

Is INDB0000020 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC — the app resolves it automatically. Use INDB0000020 only for NEFT, RTGS, or IMPS when adding a bank account manually.