What is the IFSC code of Indusind Bank Millerganj, Ludhiana branch LUDHIANA?

The IFSC code of Indusind Bank Millerganj, Ludhiana branch in LUDHIANA is INDB0000163. MICR code is 141234521.

What is the address of Indusind Bank Millerganj, Ludhiana branch?

LOWER GROUND FLOOR, GANAPATI TOWERS, GILL ROAD, NEAR CYCLE MARKET, MILLERGANJ, LUDHIANA 141003 PUNJAB

Indusind Bank Millerganj, Ludhiana Branch — IFSC Code

Q: What is the MICR code of Indusind Bank Millerganj, Ludhiana?

The MICR code of Indusind Bank Millerganj, Ludhiana branch is 141234521. MICR is used for cheque processing.

LUDHIANA, PUNJAB

IFSC Code

INDB0000163

IFSC Code	INDB0000163
MICR Code	141234521
Bank	Indusind Bank
Branch	Millerganj, Ludhiana
City	LUDHIANA
District	LUDHIANA
State	PUNJAB
Address	LOWER GROUND FLOOR, GANAPATI TOWERS, GILL ROAD, NEAR CYCLE MARKET, MILLERGANJ, LUDHIANA 141003 PUNJAB
Contact	—
NEFT Enabled	Yes ✅
RTGS Enabled	Yes ✅
IMPS Enabled	Yes ✅
UPI Enabled	Yes ✅

📅Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Indusind Bank official site →

How to Use IFSC Code INDB0000163

1. Login to your bank's mobile app or net banking
2. Go to Fund Transfer → Add Beneficiary
3. Enter recipient's account number + IFSC: INDB0000163
4. Wait 30 min–24 hrs for beneficiary activation
5. Transfer via NEFT (free) or RTGS (₹2L+, instant)

IFSC Code Format — IndusInd Bank

INDB0000163

↑ Bank code↑ Reserved↑ Branch code

Frequently Asked Questions

What is the IFSC code of Indusind Bank Millerganj, Ludhiana?

The IFSC code is INDB0000163. Use this for NEFT, RTGS, and IMPS transfers to Indusind Bank Millerganj, Ludhiana branch in LUDHIANA.

What is the MICR code of Indusind Bank Millerganj, Ludhiana?

The MICR code is 141234521. MICR codes are used for cheque processing, not for digital transfers.

Is INDB0000163 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC — the app resolves it automatically. Use INDB0000163 only for NEFT, RTGS, or IMPS when adding a bank account manually.