What is the IFSC code of Indusind Bank Phagwara branch KAPURTHALA?

The IFSC code of Indusind Bank Phagwara branch in KAPURTHALA is INDB0000086. MICR code is 144234202.

What is the address of Indusind Bank Phagwara branch?

OPP. S. T. BUS STAND, G. T. ROAD, PHAGWARA 144 401, PUNJAB

Indusind Bank Phagwara Branch — IFSC Code

Q: What is the MICR code of Indusind Bank Phagwara?

The MICR code of Indusind Bank Phagwara branch is 144234202. MICR is used for cheque processing.

KAPURTHALA, PUNJAB

IFSC Code

INDB0000086

IFSC Code	INDB0000086
MICR Code	144234202
Bank	Indusind Bank
Branch	Phagwara
City	KAPURTHALA
District	PHAGWARA
State	PUNJAB
Address	OPP. S. T. BUS STAND, G. T. ROAD, PHAGWARA 144 401, PUNJAB
Contact	—
NEFT Enabled	Yes ✅
RTGS Enabled	Yes ✅
IMPS Enabled	Yes ✅
UPI Enabled	Yes ✅

📅Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Indusind Bank official site →

How to Use IFSC Code INDB0000086

1. Login to your bank's mobile app or net banking
2. Go to Fund Transfer → Add Beneficiary
3. Enter recipient's account number + IFSC: INDB0000086
4. Wait 30 min–24 hrs for beneficiary activation
5. Transfer via NEFT (free) or RTGS (₹2L+, instant)

IFSC Code Format — IndusInd Bank

INDB0000086

↑ Bank code↑ Reserved↑ Branch code

Frequently Asked Questions

What is the IFSC code of Indusind Bank Phagwara?

The IFSC code is INDB0000086. Use this for NEFT, RTGS, and IMPS transfers to Indusind Bank Phagwara branch in KAPURTHALA.

What is the MICR code of Indusind Bank Phagwara?

The MICR code is 144234202. MICR codes are used for cheque processing, not for digital transfers.

Is INDB0000086 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC — the app resolves it automatically. Use INDB0000086 only for NEFT, RTGS, or IMPS when adding a bank account manually.