Indusind Bank Saraf Kadal Downtown Srinagar Branch โ€” IFSC Code

SRINAGAR, JAMMU AND KASHMIR

IFSC Code

INDB0002074

IFSC CodeINDB0002074
MICR Code190234008
BankIndusind Bank
BranchSaraf Kadal Downtown Srinagar
CitySRINAGAR
DistrictSRINAGAR
StateJAMMU AND KASHMIR
AddressGROUND FLOOR AND FIRST FLOOR MALARATTA SARAF KADAL DOWNTOWN SRINAGAR JAMMU KASHMIR 190002
Contact+919018109918
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Indusind Bank official site โ†’

How to Use IFSC Code INDB0002074

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: INDB0002074
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” IndusInd Bank

INDB0002074
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Indusind Bank Saraf Kadal Downtown Srinagar?

The IFSC code is INDB0002074. Use this for NEFT, RTGS, and IMPS transfers to Indusind Bank Saraf Kadal Downtown Srinagar branch in SRINAGAR.

What is the MICR code of Indusind Bank Saraf Kadal Downtown Srinagar?

The MICR code is 190234008. MICR codes are used for cheque processing, not for digital transfers.

Is INDB0002074 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use INDB0002074 only for NEFT, RTGS, or IMPS when adding a bank account manually.