Kotak Mahindra Bank Agwar Gujjran Branch Branch โ€” IFSC Code

LUDHIANA, PUNJAB

IFSC Code

KKBK0003909

IFSC CodeKKBK0003909
MICR Code142485052
BankKotak Mahindra Bank
BranchAgwar Gujjran Branch
CityLUDHIANA
DistrictAGWAR GUJJRAN
StatePUNJAB
AddressGRD 1ST FLR SHOP NO BXIX 1849 PLOT NO 508 1A 505 1B 508 1C COLLEGE RD AGWAR GUJJRAN JAGRAON PB 142026
Contact+9118004100
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Kotak Mahindra Bank official site โ†’

How to Use IFSC Code KKBK0003909

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: KKBK0003909
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Kotak Mahindra Bank

KKBK0003909
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Kotak Mahindra Bank Agwar Gujjran Branch?

The IFSC code is KKBK0003909. Use this for NEFT, RTGS, and IMPS transfers to Kotak Mahindra Bank Agwar Gujjran Branch branch in LUDHIANA.

What is the MICR code of Kotak Mahindra Bank Agwar Gujjran Branch?

The MICR code is 142485052. MICR codes are used for cheque processing, not for digital transfers.

Is KKBK0003909 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use KKBK0003909 only for NEFT, RTGS, or IMPS when adding a bank account manually.