Kotak Mahindra Bank Gill Road - Ludhiana Branch โ IFSC Code
LUDHIANA, PUNJAB
IFSC Code
KKBK0003902
| IFSC Code | KKBK0003902 |
| MICR Code | 141485008 |
| Bank | Kotak Mahindra Bank |
| Branch | Gill Road - Ludhiana |
| City | LUDHIANA |
| District | LUDHIANA |
| State | PUNJAB |
| Address | BLOCK XV 399 AND 399 1 BASEMENT GROUND AND I FLOOR MOONGPHALI MANDI GILL ROAD LUDHIANA 141003 |
| Contact | +9118004100 |
| NEFT Enabled | Yes โ |
| RTGS Enabled | Yes โ |
| IMPS Enabled | Yes โ |
| UPI Enabled | Yes โ |
๐ Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Kotak Mahindra Bank official site โ
How to Use IFSC Code KKBK0003902
- 1. Login to your bank's mobile app or net banking
- 2. Go to Fund Transfer โ Add Beneficiary
- 3. Enter recipient's account number + IFSC: KKBK0003902
- 4. Wait 30 minโ24 hrs for beneficiary activation
- 5. Transfer via NEFT (free) or RTGS (โน2L+, instant)
IFSC Code Format โ Kotak Mahindra Bank
KKBK0003902
โ Bank codeโ Reservedโ Branch code
Frequently Asked Questions
What is the IFSC code of Kotak Mahindra Bank Gill Road - Ludhiana?
The IFSC code is KKBK0003902. Use this for NEFT, RTGS, and IMPS transfers to Kotak Mahindra Bank Gill Road - Ludhiana branch in LUDHIANA.
What is the MICR code of Kotak Mahindra Bank Gill Road - Ludhiana?
The MICR code is 141485008. MICR codes are used for cheque processing, not for digital transfers.
Is KKBK0003902 valid for UPI transfers?
UPI transfers using a UPI ID do not require IFSC โ the app resolves it automatically. Use KKBK0003902 only for NEFT, RTGS, or IMPS when adding a bank account manually.