Kotak Mahindra Bank Kumbharia Branch Branch โ IFSC Code
SURAT, GUJARAT
IFSC Code
KKBK0002865
| IFSC Code | KKBK0002865 |
| MICR Code | 395485023 |
| Bank | Kotak Mahindra Bank |
| Branch | Kumbharia Branch |
| City | SURAT |
| District | KUMBHARIA |
| State | GUJARAT |
| Address | SHOP NO G1 G2 TIMES GALLERIA NR SAROLI GATE SURAT KADODARA RD CHORASI DIST SURAT GUJ 395010 |
| Contact | +9118004100 |
| NEFT Enabled | Yes โ |
| RTGS Enabled | Yes โ |
| IMPS Enabled | Yes โ |
| UPI Enabled | Yes โ |
๐ Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Kotak Mahindra Bank official site โ
How to Use IFSC Code KKBK0002865
- 1. Login to your bank's mobile app or net banking
- 2. Go to Fund Transfer โ Add Beneficiary
- 3. Enter recipient's account number + IFSC: KKBK0002865
- 4. Wait 30 minโ24 hrs for beneficiary activation
- 5. Transfer via NEFT (free) or RTGS (โน2L+, instant)
IFSC Code Format โ Kotak Mahindra Bank
KKBK0002865
โ Bank codeโ Reservedโ Branch code
Frequently Asked Questions
What is the IFSC code of Kotak Mahindra Bank Kumbharia Branch?
The IFSC code is KKBK0002865. Use this for NEFT, RTGS, and IMPS transfers to Kotak Mahindra Bank Kumbharia Branch branch in SURAT.
What is the MICR code of Kotak Mahindra Bank Kumbharia Branch?
The MICR code is 395485023. MICR codes are used for cheque processing, not for digital transfers.
Is KKBK0002865 valid for UPI transfers?
UPI transfers using a UPI ID do not require IFSC โ the app resolves it automatically. Use KKBK0002865 only for NEFT, RTGS, or IMPS when adding a bank account manually.