Kotak Mahindra Bank Ludhiana Focal Point Road Branch โ IFSC Code
LUDHIANA, PUNJAB
IFSC Code
KKBK0003913
| IFSC Code | KKBK0003913 |
| MICR Code | 141485014 |
| Bank | Kotak Mahindra Bank |
| Branch | Ludhiana Focal Point Road |
| City | LUDHIANA |
| District | LUDHIANA |
| State | PUNJAB |
| Address | KOTAK MAHINDRA BANK LTD, B-30, 1854/4, PHASE-II, FOCAL POINT ROAD, LUDHIANA - 141014. PUNJAB |
| Contact | +9118004100 |
| NEFT Enabled | Yes โ |
| RTGS Enabled | Yes โ |
| IMPS Enabled | Yes โ |
| UPI Enabled | Yes โ |
๐ Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Kotak Mahindra Bank official site โ
How to Use IFSC Code KKBK0003913
- 1. Login to your bank's mobile app or net banking
- 2. Go to Fund Transfer โ Add Beneficiary
- 3. Enter recipient's account number + IFSC: KKBK0003913
- 4. Wait 30 minโ24 hrs for beneficiary activation
- 5. Transfer via NEFT (free) or RTGS (โน2L+, instant)
IFSC Code Format โ Kotak Mahindra Bank
KKBK0003913
โ Bank codeโ Reservedโ Branch code
Frequently Asked Questions
What is the IFSC code of Kotak Mahindra Bank Ludhiana Focal Point Road?
The IFSC code is KKBK0003913. Use this for NEFT, RTGS, and IMPS transfers to Kotak Mahindra Bank Ludhiana Focal Point Road branch in LUDHIANA.
What is the MICR code of Kotak Mahindra Bank Ludhiana Focal Point Road?
The MICR code is 141485014. MICR codes are used for cheque processing, not for digital transfers.
Is KKBK0003913 valid for UPI transfers?
UPI transfers using a UPI ID do not require IFSC โ the app resolves it automatically. Use KKBK0003913 only for NEFT, RTGS, or IMPS when adding a bank account manually.