Kotak Mahindra Bank Ludhiana - Giaspura Branch โ IFSC Code
LUDHIANA, PUNJAB
IFSC Code
KKBK0003915
| IFSC Code | KKBK0003915 |
| MICR Code | 141485017 |
| Bank | Kotak Mahindra Bank |
| Branch | Ludhiana - Giaspura |
| City | LUDHIANA |
| District | LUDHIANA |
| State | PUNJAB |
| Address | KOTAK MAHINDRA BANK LTD, B29, VASIKA NO. 9113, SHANTI NAGAR, GIASPURA, LUDHIANA - 141014. PUNJAB |
| Contact | +9118004100 |
| NEFT Enabled | Yes โ |
| RTGS Enabled | Yes โ |
| IMPS Enabled | Yes โ |
| UPI Enabled | Yes โ |
๐ Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Kotak Mahindra Bank official site โ
How to Use IFSC Code KKBK0003915
- 1. Login to your bank's mobile app or net banking
- 2. Go to Fund Transfer โ Add Beneficiary
- 3. Enter recipient's account number + IFSC: KKBK0003915
- 4. Wait 30 minโ24 hrs for beneficiary activation
- 5. Transfer via NEFT (free) or RTGS (โน2L+, instant)
IFSC Code Format โ Kotak Mahindra Bank
KKBK0003915
โ Bank codeโ Reservedโ Branch code
Frequently Asked Questions
What is the IFSC code of Kotak Mahindra Bank Ludhiana - Giaspura?
The IFSC code is KKBK0003915. Use this for NEFT, RTGS, and IMPS transfers to Kotak Mahindra Bank Ludhiana - Giaspura branch in LUDHIANA.
What is the MICR code of Kotak Mahindra Bank Ludhiana - Giaspura?
The MICR code is 141485017. MICR codes are used for cheque processing, not for digital transfers.
Is KKBK0003915 valid for UPI transfers?
UPI transfers using a UPI ID do not require IFSC โ the app resolves it automatically. Use KKBK0003915 only for NEFT, RTGS, or IMPS when adding a bank account manually.