Kotak Mahindra Bank Ludhiana Branch โ€” IFSC Code

LUDHIANA, PUNJAB

IFSC Code

KKBK0000251

IFSC CodeKKBK0000251
MICR Code141485002
BankKotak Mahindra Bank
BranchLudhiana
CityLUDHIANA
DistrictLUDHIANA
StatePUNJAB
AddressSCO 120, GROUND FLOOR,FEROZE GANDHI MARKET,LUDHIANA - 141 001
Contact+9118004100
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Kotak Mahindra Bank official site โ†’

How to Use IFSC Code KKBK0000251

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: KKBK0000251
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Kotak Mahindra Bank

KKBK0000251
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Kotak Mahindra Bank Ludhiana?

The IFSC code is KKBK0000251. Use this for NEFT, RTGS, and IMPS transfers to Kotak Mahindra Bank Ludhiana branch in LUDHIANA.

What is the MICR code of Kotak Mahindra Bank Ludhiana?

The MICR code is 141485002. MICR codes are used for cheque processing, not for digital transfers.

Is KKBK0000251 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use KKBK0000251 only for NEFT, RTGS, or IMPS when adding a bank account manually.