Kotak Mahindra Bank Miller Gunj Branch Branch โ€” IFSC Code

LUDHIANA, PUNJAB

IFSC Code

KKBK0003900

IFSC CodeKKBK0003900
MICR Code141485004
BankKotak Mahindra Bank
BranchMiller Gunj Branch
CityLUDHIANA
DistrictLUDHIANA
StatePUNJAB
AddressMILLER GUNJ BRANCH- LUDHIANA, GROUND FLOOR, PREMISES NO. 180, GRANT TRUNK ROAD, MILLER GUNJ, LUDHIANA , PUNJAB-141003
Contact+9118004100
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Kotak Mahindra Bank official site โ†’

How to Use IFSC Code KKBK0003900

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: KKBK0003900
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Kotak Mahindra Bank

KKBK0003900
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Kotak Mahindra Bank Miller Gunj Branch?

The IFSC code is KKBK0003900. Use this for NEFT, RTGS, and IMPS transfers to Kotak Mahindra Bank Miller Gunj Branch branch in LUDHIANA.

What is the MICR code of Kotak Mahindra Bank Miller Gunj Branch?

The MICR code is 141485004. MICR codes are used for cheque processing, not for digital transfers.

Is KKBK0003900 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use KKBK0003900 only for NEFT, RTGS, or IMPS when adding a bank account manually.