Kotak Mahindra Bank Ratlam New Road Branch โ IFSC Code
RATLAM, MADHYA PRADESH
IFSC Code
KKBK0005981
| IFSC Code | KKBK0005981 |
| MICR Code | 457485002 |
| Bank | Kotak Mahindra Bank |
| Branch | Ratlam New Road |
| City | RATLAM |
| District | RATLAM |
| State | MADHYA PRADESH |
| Address | KOTAK MAHINDRA BANK LTD 16 45 RATLAM PLAZA NEW ROAD RATLAM 457001 MADHYA PRADESH |
| Contact | +9118004100 |
| NEFT Enabled | Yes โ |
| RTGS Enabled | Yes โ |
| IMPS Enabled | Yes โ |
| UPI Enabled | Yes โ |
๐ Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Kotak Mahindra Bank official site โ
How to Use IFSC Code KKBK0005981
- 1. Login to your bank's mobile app or net banking
- 2. Go to Fund Transfer โ Add Beneficiary
- 3. Enter recipient's account number + IFSC: KKBK0005981
- 4. Wait 30 minโ24 hrs for beneficiary activation
- 5. Transfer via NEFT (free) or RTGS (โน2L+, instant)
IFSC Code Format โ Kotak Mahindra Bank
KKBK0005981
โ Bank codeโ Reservedโ Branch code
Frequently Asked Questions
What is the IFSC code of Kotak Mahindra Bank Ratlam New Road?
The IFSC code is KKBK0005981. Use this for NEFT, RTGS, and IMPS transfers to Kotak Mahindra Bank Ratlam New Road branch in RATLAM.
What is the MICR code of Kotak Mahindra Bank Ratlam New Road?
The MICR code is 457485002. MICR codes are used for cheque processing, not for digital transfers.
Is KKBK0005981 valid for UPI transfers?
UPI transfers using a UPI ID do not require IFSC โ the app resolves it automatically. Use KKBK0005981 only for NEFT, RTGS, or IMPS when adding a bank account manually.