Kotak Mahindra Bank Ratnagiri Branch Branch โ€” IFSC Code

RATNAGIRI, MAHARASHTRA

IFSC Code

KKBK0001991

IFSC CodeKKBK0001991
MICR Code415485051
BankKotak Mahindra Bank
BranchRatnagiri Branch
CityRATNAGIRI
DistrictRATNAGIRI
StateMAHARASHTRA
AddressRATNAGIRI BRANCH, GROUND FLOOR & MEZZANINE SHOP NO.4,5&6, VYANKATESH EXECUTIVE MARUTI MANDIR CIRCLE, RATNAGIRI 415639 MAHARASHTRA.
Contact+9118004100
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Kotak Mahindra Bank official site โ†’

How to Use IFSC Code KKBK0001991

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: KKBK0001991
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Kotak Mahindra Bank

KKBK0001991
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Kotak Mahindra Bank Ratnagiri Branch?

The IFSC code is KKBK0001991. Use this for NEFT, RTGS, and IMPS transfers to Kotak Mahindra Bank Ratnagiri Branch branch in RATNAGIRI.

What is the MICR code of Kotak Mahindra Bank Ratnagiri Branch?

The MICR code is 415485051. MICR codes are used for cheque processing, not for digital transfers.

Is KKBK0001991 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use KKBK0001991 only for NEFT, RTGS, or IMPS when adding a bank account manually.