Kotak Mahindra Bank Surat Bhatar Road Branch โ€” IFSC Code

SURAT, GUJARAT

IFSC Code

KKBK0002870

IFSC CodeKKBK0002870
MICR Code395485028
BankKotak Mahindra Bank
BranchSurat Bhatar Road
CitySURAT
DistrictSURAT
StateGUJARAT
AddressSHOP NO 3 4 GROUND FLOOR UPPER GROUND FLOOR UMANG APARTMENT BHATAR ROAD BHATAR SURAT 395 001 GUJARAT
Contact+9118004100
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Kotak Mahindra Bank official site โ†’

How to Use IFSC Code KKBK0002870

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: KKBK0002870
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Kotak Mahindra Bank

KKBK0002870
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Kotak Mahindra Bank Surat Bhatar Road?

The IFSC code is KKBK0002870. Use this for NEFT, RTGS, and IMPS transfers to Kotak Mahindra Bank Surat Bhatar Road branch in SURAT.

What is the MICR code of Kotak Mahindra Bank Surat Bhatar Road?

The MICR code is 395485028. MICR codes are used for cheque processing, not for digital transfers.

Is KKBK0002870 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use KKBK0002870 only for NEFT, RTGS, or IMPS when adding a bank account manually.