Punjab National Bank Ayodhya Nagar Bhopal Branch โ€” IFSC Code

ROAD BHOPAL, MADHYA PRADESH

IFSC Code

PUNB0497100

IFSC CodePUNB0497100
MICR Code462024013
BankPunjab National Bank
BranchAyodhya Nagar Bhopal
CityROAD BHOPAL
DistrictBHOPAL
StateMADHYA PRADESH
AddressSAGAR AVENUE AYODHYA BYPASS
Contactโ€”
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Punjab National Bank official site โ†’

How to Use IFSC Code PUNB0497100

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: PUNB0497100
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Punjab National Bank

PUNB0497100
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Punjab National Bank Ayodhya Nagar Bhopal?

The IFSC code is PUNB0497100. Use this for NEFT, RTGS, and IMPS transfers to Punjab National Bank Ayodhya Nagar Bhopal branch in ROAD BHOPAL.

What is the MICR code of Punjab National Bank Ayodhya Nagar Bhopal?

The MICR code is 462024013. MICR codes are used for cheque processing, not for digital transfers.

Is PUNB0497100 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use PUNB0497100 only for NEFT, RTGS, or IMPS when adding a bank account manually.