Punjab National Bank Bachat Bhawan Una Branch โ€” IFSC Code

UNA, HIMACHAL PRADESH

IFSC Code

PUNB0981000

IFSC CodePUNB0981000
MICR Codeโ€”
BankPunjab National Bank
BranchBachat Bhawan Una
CityUNA
DistrictUNA
StateHIMACHAL PRADESH
AddressBACHAT BHAWAN UNA DIST UNA HP UNA HIMACHAL PRADESH 174303
Contact+911975227431
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Punjab National Bank official site โ†’

How to Use IFSC Code PUNB0981000

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: PUNB0981000
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Punjab National Bank

PUNB0981000
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Punjab National Bank Bachat Bhawan Una?

The IFSC code is PUNB0981000. Use this for NEFT, RTGS, and IMPS transfers to Punjab National Bank Bachat Bhawan Una branch in UNA.

What is the MICR code of Punjab National Bank Bachat Bhawan Una?

The MICR code is not available โ€” check your cheque book. MICR codes are used for cheque processing, not for digital transfers.

Is PUNB0981000 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use PUNB0981000 only for NEFT, RTGS, or IMPS when adding a bank account manually.