Punjab National Bank Back Office, Phagwara Branch โ€” IFSC Code

DISTT KAPURTHALA, PUNJAB

IFSC Code

PUNB0647000

IFSC CodePUNB0647000
MICR Codeโ€”
BankPunjab National Bank
BranchBack Office, Phagwara
CityDISTT KAPURTHALA
DistrictPHAGWARA
StatePUNJAB
AddressGT ROAD
Contactโ€”
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Punjab National Bank official site โ†’

How to Use IFSC Code PUNB0647000

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: PUNB0647000
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Punjab National Bank

PUNB0647000
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Punjab National Bank Back Office, Phagwara?

The IFSC code is PUNB0647000. Use this for NEFT, RTGS, and IMPS transfers to Punjab National Bank Back Office, Phagwara branch in DISTT KAPURTHALA.

What is the MICR code of Punjab National Bank Back Office, Phagwara?

The MICR code is not available โ€” check your cheque book. MICR codes are used for cheque processing, not for digital transfers.

Is PUNB0647000 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use PUNB0647000 only for NEFT, RTGS, or IMPS when adding a bank account manually.