Punjab National Bank Bagarsangan Branch โ€” IFSC Code

KARIMGANJ, ASSAM

IFSC Code

PUNB0109820

IFSC CodePUNB0109820
MICR Codeโ€”
BankPunjab National Bank
BranchBagarsangan
CityKARIMGANJ
DistrictBAGARSANGAN
StateASSAM
AddressP.O JAGANNATHI,DIST. KARIMGUNG
Contactโ€”
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Punjab National Bank official site โ†’

How to Use IFSC Code PUNB0109820

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: PUNB0109820
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Punjab National Bank

PUNB0109820
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Punjab National Bank Bagarsangan?

The IFSC code is PUNB0109820. Use this for NEFT, RTGS, and IMPS transfers to Punjab National Bank Bagarsangan branch in KARIMGANJ.

What is the MICR code of Punjab National Bank Bagarsangan?

The MICR code is not available โ€” check your cheque book. MICR codes are used for cheque processing, not for digital transfers.

Is PUNB0109820 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use PUNB0109820 only for NEFT, RTGS, or IMPS when adding a bank account manually.