Punjab National Bank Bajaura Branch โ€” IFSC Code

(HP), HIMACHAL PRADESH

IFSC Code

PUNB0445400

IFSC CodePUNB0445400
MICR Code175024005
BankPunjab National Bank
BranchBajaura
City(HP)
DistrictBAJAURA ,KULLU H.P.
StateHIMACHAL PRADESH
AddressV.P.O. BAJAURA DISTT - KULLU
Contactโ€”
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Punjab National Bank official site โ†’

How to Use IFSC Code PUNB0445400

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: PUNB0445400
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Punjab National Bank

PUNB0445400
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Punjab National Bank Bajaura?

The IFSC code is PUNB0445400. Use this for NEFT, RTGS, and IMPS transfers to Punjab National Bank Bajaura branch in (HP).

What is the MICR code of Punjab National Bank Bajaura?

The MICR code is 175024005. MICR codes are used for cheque processing, not for digital transfers.

Is PUNB0445400 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use PUNB0445400 only for NEFT, RTGS, or IMPS when adding a bank account manually.