Punjab National Bank Baroda Branch โ€” IFSC Code

VADODARA, GUJARAT

IFSC Code

PUNB0038320

IFSC CodePUNB0038320
MICR Code390024020
BankPunjab National Bank
BranchBaroda
CityVADODARA
DistrictBARODA
StateGUJARAT
AddressNEAR RAOPURA TOWER,KAILASH BLDG,RAOPURA
Contactโ€”
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Punjab National Bank official site โ†’

How to Use IFSC Code PUNB0038320

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: PUNB0038320
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Punjab National Bank

PUNB0038320
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Punjab National Bank Baroda?

The IFSC code is PUNB0038320. Use this for NEFT, RTGS, and IMPS transfers to Punjab National Bank Baroda branch in VADODARA.

What is the MICR code of Punjab National Bank Baroda?

The MICR code is 390024020. MICR codes are used for cheque processing, not for digital transfers.

Is PUNB0038320 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use PUNB0038320 only for NEFT, RTGS, or IMPS when adding a bank account manually.