Punjab National Bank Gajuwaka, Vishakapatnam Branch โ€” IFSC Code

JUNCTION, VISHAKAPATNAM, ANDHRA PRADESH

IFSC Code

PUNB0495900

IFSC CodePUNB0495900
MICR Code530024006
BankPunjab National Bank
BranchGajuwaka, Vishakapatnam
CityJUNCTION, VISHAKAPATNAM
DistrictVISHAKAPATNAM
StateANDHRA PRADESH
Address7-15-15&16, N H S, OLD GAJUWAKA
Contactโ€”
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Punjab National Bank official site โ†’

How to Use IFSC Code PUNB0495900

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: PUNB0495900
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Punjab National Bank

PUNB0495900
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Punjab National Bank Gajuwaka, Vishakapatnam?

The IFSC code is PUNB0495900. Use this for NEFT, RTGS, and IMPS transfers to Punjab National Bank Gajuwaka, Vishakapatnam branch in JUNCTION, VISHAKAPATNAM.

What is the MICR code of Punjab National Bank Gajuwaka, Vishakapatnam?

The MICR code is 530024006. MICR codes are used for cheque processing, not for digital transfers.

Is PUNB0495900 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use PUNB0495900 only for NEFT, RTGS, or IMPS when adding a bank account manually.