Punjab National Bank Gaya,a P Colony Branch โ€” IFSC Code

BIHAR, BIHAR

IFSC Code

PUNB0492300

IFSC CodePUNB0492300
MICR Code823024007
BankPunjab National Bank
BranchGaya,a P Colony
CityBIHAR
DistrictGAYA, BIHAR
StateBIHAR
AddressGAYA,A P COLONY
Contactโ€”
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Punjab National Bank official site โ†’

How to Use IFSC Code PUNB0492300

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: PUNB0492300
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Punjab National Bank

PUNB0492300
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Punjab National Bank Gaya,a P Colony?

The IFSC code is PUNB0492300. Use this for NEFT, RTGS, and IMPS transfers to Punjab National Bank Gaya,a P Colony branch in BIHAR.

What is the MICR code of Punjab National Bank Gaya,a P Colony?

The MICR code is 823024007. MICR codes are used for cheque processing, not for digital transfers.

Is PUNB0492300 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use PUNB0492300 only for NEFT, RTGS, or IMPS when adding a bank account manually.