Punjab National Bank Ghagwal Branch โ IFSC Code
JAMMU, JAMMU AND KASHMIR
IFSC Code
PUNB0981200
| IFSC Code | PUNB0981200 |
| MICR Code | 180024044 |
| Bank | Punjab National Bank |
| Branch | Ghagwal |
| City | JAMMU |
| District | SAMBA |
| State | JAMMU AND KASHMIR |
| Address | PUNJAB NATIONAL BANK GHAGWAL DIST SAMBA JAMMU JAMMU AND KASHMIR 184141 |
| Contact | +919419535492 |
| NEFT Enabled | Yes โ |
| RTGS Enabled | Yes โ |
| IMPS Enabled | Yes โ |
| UPI Enabled | Yes โ |
๐ Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Punjab National Bank official site โ
How to Use IFSC Code PUNB0981200
- 1. Login to your bank's mobile app or net banking
- 2. Go to Fund Transfer โ Add Beneficiary
- 3. Enter recipient's account number + IFSC: PUNB0981200
- 4. Wait 30 minโ24 hrs for beneficiary activation
- 5. Transfer via NEFT (free) or RTGS (โน2L+, instant)
IFSC Code Format โ Punjab National Bank
PUNB0981200
โ Bank codeโ Reservedโ Branch code
Frequently Asked Questions
What is the IFSC code of Punjab National Bank Ghagwal?
The IFSC code is PUNB0981200. Use this for NEFT, RTGS, and IMPS transfers to Punjab National Bank Ghagwal branch in JAMMU.
What is the MICR code of Punjab National Bank Ghagwal?
The MICR code is 180024044. MICR codes are used for cheque processing, not for digital transfers.
Is PUNB0981200 valid for UPI transfers?
UPI transfers using a UPI ID do not require IFSC โ the app resolves it automatically. Use PUNB0981200 only for NEFT, RTGS, or IMPS when adding a bank account manually.