Punjab National Bank Ghatkopar West Branch โ€” IFSC Code

MUMBAI, MAHARASHTRA

IFSC Code

PUNB0974200

IFSC CodePUNB0974200
MICR Codeโ€”
BankPunjab National Bank
BranchGhatkopar West
CityMUMBAI
DistrictMUMBAI
StateMAHARASHTRA
AddressSHRI VIRJI LADHABHAI KDO JAIN VIDHYARTHIGRUTH NEW LAXMI NIVAS CAMA LANE MH MUMBA 400086
Contact+919869139246
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Punjab National Bank official site โ†’

How to Use IFSC Code PUNB0974200

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: PUNB0974200
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Punjab National Bank

PUNB0974200
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Punjab National Bank Ghatkopar West?

The IFSC code is PUNB0974200. Use this for NEFT, RTGS, and IMPS transfers to Punjab National Bank Ghatkopar West branch in MUMBAI.

What is the MICR code of Punjab National Bank Ghatkopar West?

The MICR code is not available โ€” check your cheque book. MICR codes are used for cheque processing, not for digital transfers.

Is PUNB0974200 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use PUNB0974200 only for NEFT, RTGS, or IMPS when adding a bank account manually.