Punjab National Bank Ghoman Distt Gurdaspur Branch โ€” IFSC Code

GHOMAN (DISTT-GURDASPUR), PUNJAB

IFSC Code

PUNB0348400

IFSC CodePUNB0348400
MICR Codeโ€”
BankPunjab National Bank
BranchGhoman Distt Gurdaspur
CityGHOMAN (DISTT-GURDASPUR)
DistrictGHOMAN ,DISTT-GURDASPUR
StatePUNJAB
AddressREGION KAPURTHALA
Contactโ€”
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Punjab National Bank official site โ†’

How to Use IFSC Code PUNB0348400

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: PUNB0348400
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Punjab National Bank

PUNB0348400
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Punjab National Bank Ghoman Distt Gurdaspur?

The IFSC code is PUNB0348400. Use this for NEFT, RTGS, and IMPS transfers to Punjab National Bank Ghoman Distt Gurdaspur branch in GHOMAN (DISTT-GURDASPUR).

What is the MICR code of Punjab National Bank Ghoman Distt Gurdaspur?

The MICR code is not available โ€” check your cheque book. MICR codes are used for cheque processing, not for digital transfers.

Is PUNB0348400 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use PUNB0348400 only for NEFT, RTGS, or IMPS when adding a bank account manually.