Punjab National Bank Haibowal Kalan, Ludhiana Branch โ€” IFSC Code

LUDHIANA, PUNJAB

IFSC Code

PUNB0408400

IFSC CodePUNB0408400
MICR Code141024034
BankPunjab National Bank
BranchHaibowal Kalan, Ludhiana
CityLUDHIANA
DistrictLUDHIANA
StatePUNJAB
AddressHAIBOWAL KALAN
Contactโ€”
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Punjab National Bank official site โ†’

How to Use IFSC Code PUNB0408400

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: PUNB0408400
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Punjab National Bank

PUNB0408400
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Punjab National Bank Haibowal Kalan, Ludhiana?

The IFSC code is PUNB0408400. Use this for NEFT, RTGS, and IMPS transfers to Punjab National Bank Haibowal Kalan, Ludhiana branch in LUDHIANA.

What is the MICR code of Punjab National Bank Haibowal Kalan, Ludhiana?

The MICR code is 141024034. MICR codes are used for cheque processing, not for digital transfers.

Is PUNB0408400 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use PUNB0408400 only for NEFT, RTGS, or IMPS when adding a bank account manually.